2-4 Family Home For Sale in Lodi, NJ
 

MLS# : 26027221

Street : 245 Union Street
Price : $625,000
Town : Lodi, NJ 07644
Annual Taxes : $9,116

PROPERTY DETAILS

# of Rooms : 8
Bedrooms : 3
Full Baths : 2
Half Baths : 0
Year Built :
Lot Size :
Style :
Heat/Cool :

PROPERTY DESCRIPTION

Rare mixed-use two-unit property in Lodi, grandfathered for professional/commercial use on the ground floor, making it ideal for an accountant, attorney, or similar office use. This versatile property sits on a Res/Com zoned lot and provides flexibility for both investors and owner-users. The first-floor unit flows naturally from a spacious room that was originally the living room into what was formerly the dining room, creating an open, welcoming reception area. Beyond that lies the kitchen, which connects to a side room that was once a bedroom, as well as an exceptionally large additional room perfect for private offices, conference space, or storage. The layout offers the charm of a converted residential home while functioning efficiently as a professional office space. The second floor features a comfortable one-bedroom apartment with laundry, offering steady rental income potential or space for an owner-occupant, adding to the property's income-producing appeal. Parking for 3 cars available. Note that per current grandfathered zoning, the commercial use of the first-floor unit is protected only as long as it remains in professional/commercial use; converting the property to strictly residential use would permanently forfeit the right to use it commercially again in the future.

Amenities

This listing is a courtesy of Americasa Realty LLC
973-832-1815 office, listing agent Gabriel Garces

About Lodi, NJ Real Estate Market

A part of 26 boroughs that were formed during the Boroughitis phenomenon in 1894, Lodi is a small borough spanning over 2.29 square miles of area in Bergen County in New Jersey state. Currently, the total population in Lodi is around 25,000 people.

The inspiration behind the name Lodi is accredited to the Italian city of Lodi, Lombardy, with which it shares geographical similarities. The formation of Lodi as a borough happened by incorporating the portions of South Hackensack (the then Lodi Township) and Saddle Brook (the then Saddle River Township) during the Boroughitis phenomenon, as a result of a referendum passed a day before the phenomenon took place.

The borough of Lodi shares its borders with other counties of Bergen, including Hasbrouck Heights, Garfield, Hackensack, Saddle Brook, Maywood, South Hackensack, Rochelle Park and Wood-Ridge. Apart from several small-sized homes in this part of New Jersey real estate, Lodi also has the transmitter and towers for a New York radio station named WABC.

As a modern-day town, Lodi is a clean and decent place to live in, with good living standards, well-organized schools, parks, shopping stores and banks. However, during heavy rains, many residential areas in this part of the New Jersey real estate become prone to flooding, which causes a hassle for commutes and living.
Population:  25,946
Total Housing Units:  9,864
Single Family Homes:  2,266
Apartments:  7,252
General Tax Rate (2025):  3.540%
Effective Tax Rate (2025):  2.006%
Compare To Other Towns

Lodi Market Indicators

PRICE INDEX

Average Price* (12mo):  $514,679
Homes Sold* (12mo):  52
PRICE INDEX
SINGLE FAMILY HOME SALES

Lodi, NJ
12 Month Moving Average


1 YR 2 YR 3 YR 5 YR 7 YR MAX
 

Download Full Home Sales Report

REAL ESTATE TAXES

General Tax Rate (2025):  3.540%
Effective Tax Rate (2025):  2.006%
GENRAL TAX RATE - Lodi, NJ



MADISON ADAMSTM

office: 201-760-1100
84 E Ridgewood Ave, Suite 201
Ridgewood, NJ 07450
201-760-1100 (office)
201-760-1102 (fax)

Contact Info

FOR APPOINTMENTS CONTACT


Sales Associate
201-982-0358 (cell)

Madisom Adams Sales Associate Yuriy Zatuchny


Sales Associate
201-725-1170 (cell)

Madisom Adams Sales Associate Juan Carlos Guevara


Sales Associate
201-724-6913 (cell)

Madisom Adams Sales Associate Carmela Maggio


Real estate inventory
Lodi
Homes : $45,000 - 950,000 14
Condos : $235,000 - 319,999 4
Co-ops : -
Twnhs : $450,000 - 799,000 6
2-4 Fam : $625,000 - 899,000 5
5+ Fam : -
Land : -
Rentals : $1,400 - 4,000 47
Mixd Use : $1,199,000 - 1,199,000 1
Com S : -
Com L : -
Biz : $999,000 - 999,000 1


Similar Listings in Lodi

The data relating to the real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than Madison Adams are marked with the Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website.
NJMLS is the owner of the copyrights of the listing content displayed for IDX. The NJMLS Internet Data Exchange Logo is a service mark owned by the NJMLS, Inc. All information deemed reliable but not guaranteed. Last date updated: 08/17/2026 00:05 AM Source: New Jersey Multiple Listing Service, Inc. “©2026 New Jersey Multiple Listing Service, Inc. All rights reserved.”


General Tax Rate is used to determine the amount of real estate tax levied upon a particular property. This rate is used to compute the tax bill.

Effective Tax Rate is used to compare of one district to another district based on the assumption that all districts are at 100% valuation. This rate has been computed by the State of New Jersey Department of the Treasury using County Equalization Average Ratios. This rate is NOT to be used to compute the tax bill.

Data Source: US Census 2010, NJ MLS, State of New Jersey Department of the Treasury

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Madison AdamsTM

84 E Ridgewood Ave, Suite 201
Ridgewood, NJ 07450
201 760-1100 (office)
201 760-1102 (fax)
office@madisonadams.com